A worker is injured on the job in the United States every 7 seconds!
Legally, your employer is typically responsible for your safety. They may give you grief, but you’re entitled to support if you get injured at work. Here’s what has to happen to make sure you get compensated fairly.
#1: Report It Quickly
It's best to get everything documented as soon as possible. Write down the details of your injury, get any witnesses to the injury to write what happened from their perspective, and report everything to your employer. See if there is video or other evidence as well! Don’t delay – many companies have reporting deadlines.
#2: Choosing A Doctor
If you’re not able to be examined by your own doctor, your employer can appoint one. It's important to know that the appointed doctor your job provides isn’t usually on your side. They might minimize your injuries!
#3: Compensation Claim
Whenever your employer finds out about your injury, they have to offer you claim forms. Without these, your employer WON’T give you benefits – INSIST on filing a claim, even if the injuries seem minor.
#4: No Worker’s Compensation Insurance?
There are VERY few exceptions to worker’s compensation law. If your job claims they don’t cover it, contact an injury attorney or your local worker’s compensation office. You could have a lawsuit on your hands!