The Truth About How Income Taxes Really Work

US tax form 1040 and stack of cash
Abeni Jones
September 20, 2020

Income taxes fund important services like libraries, road construction, unemployment insurance, and much more. But there’s a LOT of confusion about how they ACTUALLY work!

The U.S. has a “progressive” tax system, which means that the more you make, the more federal income tax you’ll owe. But it’s not that simple.

Some people worry about paying more when they go into a “higher tax bracket,” but progressive tax systems don't actually work like that!

Here’s how it actually works: NOT ALL of your income is taxed at the same rate! Here are the brackets and rates:

Income between $0 and $9,875 is taxed at 10%.

Income between $9,876 and $40,125 is taxed at 12%.

Income between $40,126 and $85,525 is taxed at 22%, etc.

This is true NO MATTER your total income! ONLY the income WITHIN a bracket is taxed at that bracket’s rate.

There’s a LOT of misinformation about taxes in politics. When Trump lowered taxes, it only really affected the rich! And when Joe Biden talks about raising taxes, he’s only planning to raise rich peoples’ taxes back up.

We have to know the truth about taxes so we won’t be manipulated – and make sure we vote for policies and representatives that are ACTUALLY in our best interest!

We have a quick favor to ask:

PushBlack Finance is a nonprofit dedicated to raising up Black voices. We are a small team but we have an outsized impact:

  • We reach tens of millions of people with our BLACK FINANCIAL NEWS & ECONOMIC EMPOWERMENT STORIES every year.
  • We fight for ECONOMIC JUSTICE to protect our community.
  • We run VOTING CAMPAIGNS that reach over 10 million African-Americans across the country.

And as a nonprofit, we rely on small donations from subscribers like you.

With as little as $5 a month, you can help PushBlack raise up Black voices. It only takes a minute, so will you please ?

Share This Article: